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Home shopping should not be overwhelming or filled with regrets.

At Loans by Grace, we believe everyone deserves access to the tools, resources, and savvy support needed to navigate the loan process confidently. We’re here to ensure you never pay more than you should.

Our mission is to empowering you with the knowledge and clarity to make informed decisions, with loan officers you can trust at your side. Whether it’s your first home or a new investment, you deserve to feel secure, informed, and in control of your financial future.

We don’t just help you buy a house—we give you the support you need to build your own path to stability and security.

Manifesto

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“I know firsthand what it feels like to navigate the mortgage industry without much background.”

~Grace Davis, Founder

Who We Are At The Core

Educators
We believe financial literacy is key to success. When you know better, you do better. We're here to support, educate, and empower—unlocking opportunity is our jam. 
Detailed
Discipline, structure, and focus fuel our every move. We set clear paths, uphold high standards, and consistently deliver results that make an impact.
Safekeepers
We’re dedicated to safeguarding what matters most: a future where your loved ones feel secure. A home is more than walls; it’s the bedrock of family, stability, and lasting peace.
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Never Again Lost in Translation

My parents, immigrants who spoke little English, faced an uphill battle when they first tried to buy our family home. Sitting across from loan officers, nodding politely to words they didn’t fully understand, they felt lost in the maze of financial jargon and overwhelmed by the complexity of it all.
 
I was still a teenager, but I stepped in to translate and help in every way I could. What I quickly realized was that it wasn’t just a language barrier—they were missing out on the knowledge they needed to make informed decisions. The meetings felt like endless piles of documents and requirements.

I was determined to keep track of everything, study the terms, and provide my parents with extra support to make the right choices. I didn’t want them to make decisions blindly or shape our future without fully understanding their options.

That experience stayed with me, and by a twist of fate, the same lending office offered me a job at the end of my parents' loan process. At just 17, they saw something in me—a spark for finance. 

In the following years, I worked alongside seasoned loan officers, learning the ins and outs of the mortgage industry. I found myself thriving in this world of numbers and strategy.

Working with clients from all walks of life, I saw exactly where the gaps were—where people needed more clarity, better guidance, and someone who truly had their best interests at heart.

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That’s why, after years of sharpening my expertise, I founded Loans by Grace, bringing my own insights and all I had learned through the years into service.

My mission is simple: to bridge that gap, not just for immigrants like my parents, but for anyone who has ever felt overwhelmed in their home-ownership journey.

It is true that the mortgage process can be daunting—yet I believe it can be much more efficient and accessible. I want our clients to feel confident and supported in every step of the way.

I know it is no fun to feel confused during the loan application process. I’m committed to making that experience as smooth and stress-free as possible for my clients.

Homeownership is within reach, and I’m here to make that path clear and accessible. Outside of work, I’m a proud mother, passionate foodie, and beach explorer.

My family keeps me grounded and motivated, and my life experiences fuel my passion for helping others find the stability and peace of mind that a home—and financial security—can bring.
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"It’s not just about a loan or the keys to a home—I want every homeowner to walk away knowing they’ve secured the best rates and made smart financial decisions to protect their futures and their loved ones."

~Grace Davis, Founder

Our Powerhouse Team

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Vivian Amador
-Operations Staff
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Paolo Cruz 
-Jr. Processor
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Remi Ventura
-Jr. Processor
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Lupe Esquibel
-Client Success Associate
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Romeo De La Vega
-Client Success Associate
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Rosha Shakya
-Sr. Loan Officer
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Jeff Kim
-Sr. Loan Officer
Grace Davis
-Sr. Loan Officer
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