Privacy Policy and Terms
Welcome to Loans By Grace.
By using our website (loansbygracedavis.com) and services, you agree to our Privacy Policy and Terms of Service.
Information We Collect
- Personal Information: When you apply for a mortgage or interact with our site, we may collect your name, contact details, financial info, and other relevant information.
- Usage Data: We gather information like your IP address, browser type, and pages visited to help improve your experience.
How We Use Your Information:
- Provide Services: We use your information to process loans, communicate with you, and offer mortgage services.
- Improve Services: We analyze user trends and site activity to enhance functionality.
Data Sharing:
- Service Providers: We may share your info with partners like credit bureaus or appraisal companies to facilitate your loan.
- Legal Obligations: We may share data to comply with laws or protect our rights.
Your Choices:
- Opt-Out: Unsubscribe from marketing emails by clicking the link or replying ‘stop’ to messages.
- Update Info: You can update your information by contacting us at grace@loansbygracedavis.com.
Security:
We implement security measures to protect your data.
Terms of Service and Web Usage
Mortgage Services:
We offer mortgage services including loan origination, processing, underwriting, and closing.
Eligibility:
You must be of legal age and able to enter a contract to use our services.
Your Responsibilities:
- Accurate Info: Provide truthful information when applying.
- Compliance: Follow all relevant laws and contracts when using our site and services.
Intellectual Property:
All content on our site belongs to Loans By Grace or its licensors.
Liability:
We are not responsible for any indirect, incidental, or special damages from using our site or services.
Governing Law:
These terms follow California law.
Changes to Terms:
We may update these Terms. Any changes will be posted with a new effective date.
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Contact Form:
By submitting the contact form, you agree to receive marketing messages from Loans By Grace via email, text, and phone (including customer service calls).
Don’t worry—this doesn’t require you to make a purchase, and you can opt out anytime by replying “STOP” or clicking the unsubscribe link in our emails.
Policy Updates:
We may update this policy.
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Changes will be posted with a new effective date.
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As of now it is effective 01/02/2025.
Contact Us:
For questions, email grace@loansbygracedavis.com.