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My Story

A professional portrait of Grace - A confident individual smiling warmly, representing expertise and approachability

In 2004, I embarked on my lending career journey at the young age of 17. The catalyst for this path was a family decision to explore refinancing options. My parents, feeling unsure about the loan process, turned to me to review the paperwork. Together, we met with their loan officer. During the meeting, I began to delve into questions about amortization, loan terms, and various programs. To my surprise, by the end of our conversation, the loan officer posed a question of his own: "Would you like a job?" That moment marked the beginning of my 17-year journey in this industry.

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With a background in business administration and real estate, I've had the privilege of working on both sides of real estate transactions. However, my specialization lies in residential mortgages for properties ranging from 1 to 4 units. In 2013, I made the deliberate transition back to the lending side, where my expertise truly shines in areas such as down payment assistance layering, investment purchases, and handling intricate lending scenarios. If you bring me a challenge, rest assured, we will find a solution.

 Achievements

  • NAHREP Top 250 Lender 2021, 2020

  • Scotsman Guide Winner 2021 & 2022

  • President and Chairmans Club Winner 2018-2021

  • Over 1,000 clients helped over a span of 17 years

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 Core Values

At Loans by Grace, we're dedicated to more than just facilitating mortgage loans; we're committed to enriching our community and promoting financial literacy. Our bond with the Latino community is close to our hearts. Our team is driven by the mission to deliver clear, straightforward information to our clients and guide them through the mortgage process with transparency and care. 

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Our passion lies in helping our clients secure their dream homes. We recognize that each client is unique, with individual needs and aspirations. That's why we take the time to build a personal connection, understanding their goals and preferences. 

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To ensure we provide the highest level of service, we stay at the forefront of market trends, enabling us to offer the most relevant advice and support to our clients. Trust Loans by Grace to be your partner on the path to homeownership and financial well-being.

My Why

I hold a deep passion for the significance of family and the profound connections it brings. As a devoted working mother and someone who has cherished a loving marriage for a decade, my family serves as my driving force and purpose. 

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In my daily life, I place a strong emphasis on maintaining a harmonious balance between work and personal pursuits, enabling me to engage in activities that truly bring me joy. My interests encompass the practices of yoga and an active lifestyle, the thrill of exploring new destinations through travel, and the invaluable moments spent with my loved ones.

I wholeheartedly believe in the enriching experience of exploring the world and savoring quality time with the people who hold a special place in our hearts. With an adventurous spirit, I find immense delight in discovering new places, and my heart beats for the world of culinary delights; I am, indeed, a devoted foodie.

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Above all, I am committed to upholding a healthy equilibrium between my professional endeavors and my personal life, enabling me to relish all the extraordinary facets that make life truly remarkable.

Family Photo of Grace Davis

Company Information

Contact Me

Grace Davis Team Leader | Mortgage Broker

NMLS 862403 | DRE 01845527

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Powered By:

Motto Mortgage NMLS ID:# 2314234

 

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Motto Mortgage Logo- A stylized image of the broker who Loans By Grace works under
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510-375-3770

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